Shariah Advisory
Clear, reasoned Shariah guidance for your products, contracts and decisions.
What This Service Covers
Whether you are launching a product, signing a contract or setting a policy, you need to know it stands on sound Shariah ground. Our scholars review what you share, explain the Shariah position in plain language, and issue a written opinion your board, regulators and customers can rely on.
For institutions that need ongoing guidance, we act as your Shariah adviser on a retainer, answering questions as they arise and attending Shariah committee meetings when needed.
Who It Is For
- Islamic banks and Islamic banking windows
- Fintechs and startups launching Shariah-compliant products
- Takaful operators and Islamic funds
- Companies seeking Shariah screening of their business or investments
- NGOs and social enterprises using Islamic finance
What We Deliver
- Review of product documents, contracts, policies and marketing material
- Written Shariah opinion (pronouncement) with the reasoning behind it
- Shariah screening of companies, investments and business activities
- Ongoing Shariah advisory on a retainer
- Support at Shariah committee and board meetings
- Guidance on recognised standards, including AAOIFI Shariah Standards
How It Works
Share your question
Send us a short description and the relevant documents.
Scoping and proposal
We agree the scope, timeline and deliverables with you.
Scholarly review
Our scholars study the documents and raise any questions with your team.
Board sign-off
The opinion is reviewed and approved by our Shariah Advisory Board.
Follow-up support
We explain the opinion to your team and help with any changes needed.
Frequently Asked Questions
Is a Shariah opinion the same as a certification?
A Shariah opinion states whether a product, contract or activity complies with Shariah, based on the documents and information reviewed. If you need ongoing assurance that the approved terms are followed in practice, we recommend pairing it with our Shariah audit service.
How long does a review take?
A single contract or simple product usually takes one to two weeks. Larger products take longer. We agree the timeline with you in our proposal.
Will our documents be kept confidential?
Yes. We treat all client information as confidential and will sign a non-disclosure agreement before you share documents if you wish.